Since the onset of COVID-19, the percentage of Retail Bank accounts opened digitally has risen to nearly 60% globally as has using cellular verify deposits in the U.S. In Wealth Management, we continued to boost our capabilities and put cash into our offerings and digital instruments to satisfy a wider spectrum of customer needs. Banks can earn income by charging charges for various providers, such as maintaining accounts with low balances or permitting prospects to use debit playing cards at their automated teller machines. If a financial institution charges a monthly fee of $15 on each account with a stability of less than $5,000 and a customer has two of…