Brex is only one of many companies that has revealed the underlying demand and it has only grown more desperate in COVID. In a recent Mastercard research of cost kind usage during the pandemic, on-line card payments saw the greatest increase (+60%) whereas cash (-34%) and checks (-24%) decreased probably the most. Legacy players’ archaic infrastructure and high-fee models have created a pure ceiling for what quantity of companies they will service. Just like shopper payments adoption, we consider that almost all of digital fee adoption might be led by Brex and different modern fintech firms, corresponding to Modern Treasury and Routable . We are excited about the subsequent decade…