Hopefully, you aren’t learning about emergency funds for the first time when you’re within years of retirement. But if you have somehow gotten this far without a financial security blanket, now’s the time to create one. It will cover you in the event of a personal catastrophe, and it can also make up for delays in the start date of your pension or Social Security. Employees can contribute up to $13,500 per year ($16,500 for those 50 or older) in 2021. What investments accounts should you use?The maximum amount you can contribute to a Roth 401(k) for 2022 is… Read More