Especially among the Millennial crowd, the average adult is overwhelmed by retirement prospects and struggles to outline a plan and stick to it. Over 68 percent of adults ages 18 to 35 say they are not investing enough to pay for an ideal retirement. You should also create a timeline to show when different streams of income will begin. This will help you manage cash flow and determine how much you need to save to retire. Look to your Social Security account, employer-sponsored retirement accounts, individual retirement accounts, and, for some, wages and a pension. Be sure you’re thinking of… Read More