Credit Score and Credit History: Building a Positive Credit Profile

A secure retirement starts with leaving the workforce only when you truly have enough resources. While research has found that approximately 50% of those who retire at age 65 will have to cut back on their lifestyles, that percentage drops to just 15% for those who retire at age 70. That’s the power of more years of saving, and of delaying Social Security. Some people use the term “financial independence” as a synonym for retirement. While that’s understandable, the truth is your dependence just shifts — from a paycheck to your portfolio. Uncle Sam’s help comes in the form of … Read More